Uber Professional Card Assessment 2023 (Is Uber Professional Card Value It?)

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Should you’re a rideshare driver attempting to chop down on gasoline bills, the Uber Professional debit card could make your life on the highway quite a bit smoother. 

In 2022, Uber launched the Uber Professional card, which guarantees faster funds and gasoline rewards for its drivers. 

The very first thing you’ll discover is the attractive cashback program, with as much as 10% cashback on gasoline and 12% on electrical car charging.

However there’s a ton of effective print concerned that may make you marvel if the cardboard is price it. Don’t fear, although—we’re breaking all of it down so you can also make an knowledgeable determination.

This text will present you: 

  • How the Uber Professional card works.
  • Its professionals and cons.
  • Different notable options.

Learn extra:

Uber Professional Card at a Look

Full identify: Uber Professional Debit Card

Greatest for: Uber drivers who need assured cashback on refueling and free automated cashouts

Issuer: Department

Credit score rating wanted: No credit score historical past required

What Is the Uber Professional Card?

The Uber Professional card is a particular debit card created to offer unique perks for Uber rideshare drivers.

Its main benefits embrace a superb cashback price for each gasoline purchases and EV charging. 

It additionally lets drivers obtain prompt fee as quickly as they end an Uber trip or supply.

Uber Professional Card: General Card Assessment

How Does the Uber Professional Card Work?

The Uber Professional card is a debit card that provides cashback rewards to Uber drivers. 

The quantity of cashback you earn hinges in your Uber Professional standing—your Professional standing may be Blue, Gold, Platinum, or Diamond, relying on the factors you’ve earned on the Uber Driver app.

Primarily based on these tiers, your base cashback price can vary between 2% to six%

Plus, if you happen to refill at an Exxon and Mobil station, you’ll get an further 3% cashback

To high issues off, you’ll earn a further 1% cashback if the gasoline station participates within the Mastercard Simple Financial savings program.

The rewards don’t cease at gasoline financial savings, although. You’ll additionally bag 4% cashback at eligible eating places and resorts by the Mastercard Simple Financial savings program.

Uber Professional Statuses and Cashback Charges

Right here’s a transparent breakdown of the varied Uber Professional driver statuses and what advantages you’ll get at every degree:

Cashback on EV charging

 

Blue 

Gold

Platinum

Diamond

Qualifying EV charging purchases in any metropolis

4%

6%

8%

12%

Cashback on gasoline

 

Blue 

Gold

Platinum

Diamond

At any gasoline pump, in any metropolis

2%

3%

4%

6%

At any Exxon or Mobil gasoline pumps

Further 3%

Further 3%

Further 3%

Further 3%

At Mastercard Simple Financial savings stations

Further 1%

Further 1%

Further 1%

Further 1%

Whole potential cashback

As much as 6%

As much as 7%

As much as 8%

As much as 10%

In search of rewards on bank cards? Take a look at our checklist of the finest cashback bank cards.

Uber Professional Card Charges & Charges

Uber Professional is a debit card, so it doesn’t include all of the bank card charges.

However if you happen to’re not sure what charges fall into what class, right here’s a fast abstract:

Charge

Element

Annual payment

$0

Processing payment

$0

Month-to-month upkeep payment

$0

APR

N/A

APR for money advances

N/A

Stability switch payment

N/A

Money advance payment

N/A

Overseas transaction payment

N/A

Late payment

$0

Minimal curiosity cost payment

$0

Returned fee payment

$0

Overlimit payment

$0

Earlier than you get excited by all of the zeros, notice that the Uber Professional card comes with some typical debit card charges:

Transaction Kind

Charge

ACH return

$0

ACH overdraft

$0

Card-based switch to Department Pockets

$0 (prompt)

ACH switch to Department Pockets

$0 (3-day)

Card-based switch off of Department Pockets

2% of the switch quantity ($2.99 minimal)

ACH switch off of Department Pockets

$0

ATM (in community)

$0 (third-party ATM charges could apply)

ATM (out of community)

$2.00 (further third-party ATM charges could apply)

In search of a debit card that’s good for journey? Take a look at the Clever Debit Card.

Uber Professional Card: Professionals and Cons

Right here’s a look in any respect the professionals and cons of getting this bank card:

Professionals

  • Beneficiant rewards program.
  • Immediate funds for accomplished Uber journeys.
  • No credit score rating verify.
  • Free Allpoint ATMs.
  • No prolonged short-term gasoline maintain.

Cons

  • Cashback is capped at $100 monthly.
  • Greatest cashback charges for Diamond standing.
  • Doesn’t assist you construct credit score.

Professionals—why we prefer it

Beneficiant rewards program

This card’s cashback rewards program is nice: You may get as much as 10% again on gasoline and as much as 12% on electrical charging.

Should you gasoline up at Exxon and Mobil gasoline pumps, they’ll throw in an further 3% again

And if you happen to purchase gasoline from a collaborating gasoline station within the Mastercard Simple Financial savings program, you’ll get an further 1% again.

This system additionally affords as much as 4% again at choose resorts and eating places: Benefit from the cashback price at over 6,000 resorts, together with Vacation Inn, Hilton Backyard Inn, Hyatt Place, and Days Inn.

In the case of eating places, you’re in for a deal with: Outback Steakhouse, Jersey Mike’s, Purple Lobster, BJ’s Brewhouse, Pizza Hut, Panda Specific, and lots of others are a part of the bonus 4% price group.

Immediate funds for accomplished Uber journeys

The Uber Professional card comes with a Department checking account. So all of your earnings go on to your Uber Professional Card after each journey—freed from cost. 

You may as well withdraw money without spending a dime at 55,000+ ATMs utilizing the Professional card.

No credit score rating verify

The Uber Professional card is a debit card, so you received’t want a credit score historical past to get this card. You qualify so long as you may have an energetic Uber Driver account.

Is a foul credit score rating the rationale you’re choosing a debit card? Take a look at these finest bank cards for adverse credit.

Cons—what to contemplate

Cashback is capped at $100 monthly

Whereas the cardboard comes with some spectacular reward charges, cashback on gasoline and EV charging is capped at $100 monthly

Check out our checklist of the finest cashback bank cards for extra rewards.

Greatest cashback charges for Diamond standing

We’ve mentioned how Uber implements a tiered rewards system, so the cashback charges are completely different for everybody. 

Whereas the bottom price for Diamond standing is a stable 6% on gasoline, Blue drivers get simply 2% again.

Doesn’t assist you construct credit score

Since Uber Professional is a debit card, it may’t assist you construct credit score

Learn extra:

Uber Professional Card: Issues to Know

Who’s Uber’s digital banking accomplice?

Uber has partnered with Department, a monetary expertise firm

Due to this partnership, the Uber Professional card comes with a enterprise checking account from Department. After every journey, Uber mechanically deposits your earnings into this account.

Easy methods to get the Uber Professional Card?

To get your fingers on the Uber Professional Card, you want to have an energetic Uber Driver account.

Right here’s what you want to do:

  • Open the Uber Driver app and observe the directions to use for the Uber Professional card.
  • If you’re making use of, don’t neglect to enter the identical mailing deal with that’s in your authorities ID. 
  • As soon as your software is finished and accredited, you’ll be redirected to the Uber Professional card app. If you get there, be sure that to faucet “Signal Up” as a substitute of “Log In.”
  • Affirm your private data and set a passcode in your Uber Professional card account.

Easy methods to use the Uber Professional Card?

You possibly can entry the Uber Professional card by cellular wallets, making your funds contactless and handy. You’ll receives a commission immediately after finishing an Uber trip or supply. 

The Professional app will even allow you to observe your earnings, switch cash to different financial institution accounts, earn rewards, and handle your financial savings.

However that’s not all. Since this card is a Mastercard debit card, you may use it at most locations that take playing cards

Want money? You possibly can simply withdraw cash from ATMs utilizing the cardboard. (The Allpoint Community offers you entry to over 55,000+ ATMs with none charges.)

Options: How Does the Uber Professional Card Examine to Different Credit score Playing cards?

Let’s see how the Uber Professional card compares to high rewards bank cards:

Helpful Hyperlinks

  • Learn all in regards to the Uber Professional debit card right here.
  • Contact Uber’s assist crew for extra assist.
  • Get extra data on Uber’s partnership with Department.

Uber Professional Card Buyer Critiques

Listed below are some Uber Professional card critiques from cardholders on the web:

“Turning into a professional member with Uber has loads of benefits, you get cashback when on the pump as properly at many different stores, reductions when utilizing in eating places, and so on.”

“I’ll give this financial institution credit score for being handy, however on the subject of disputes, it’s the worst. I used to be on maintain for thus lengthy that I had time to buy at 4 completely different shops, drive dwelling, put away the groceries, and was nonetheless on maintain.”

“I simply received the cardboard out of the mailbox and activated it. I used to be instantly allowed to just accept a $50 mortgage from Uber. This got here at simply the suitable time, as cash is tight proper now and I wanted this little increase to assist me with gasoline cash.”

Is the Uber Professional Card Good for Me?

The Uber Professional Debit Card is an amazing deal for Uber drivers who need to rating some top-notch cashback rewards on the pump

Even if you happen to solely use the cardboard for gasoline and cashing out your Uber earnings, it’s price contemplating along with your different debit or bank cards

Who wouldn’t need to rise up to 10% again on their gasoline bills, particularly when it’s a giant a part of your work as an Uber driver?

Bear in mind

Should you’re not a rideshare driver, this card is a no-go. In spite of everything, you want to have an Uber driver account to even apply for it. 

Eager getting a brand-related or merchandise bank card? Take a look at the eBay Mastercard or the Group One Platinum Card.

Many merchandise bank cards include rewards applications that allow cardholders to earn factors, cashback, or different incentives for his or her purchases. These rewards can accumulate over time and you’ll redeem them for future reductions or merchandise.

Aneela CantyAdvertising Skilled at Fueled

FAQ

Is the Uber Professional card a bank card?

The Uber Professional Card is a debit card and a checking account. You are able to do issues like make purchases wherever Mastercard is accepted, switch cash to and from exterior accounts, and use it at over 55,000 ATMs without spending a dime.

Need extra bank card choices as a substitute? 

Take a look at our full rankings:

What does the Uber Professional card seem like?

The Uber Professional card is a smooth silver and black debit card. It additionally has Uber’s brand on the left and the standard Mastercard brand on the suitable aspect of the cardboard. 

Should you’re all in regards to the premium look, take a look at bank cards just like the Amex Enterprise Platinum card and the Capital One Enterprise X Rewards card.

Easy methods to activate the Uber Professional card?

When you’ve received your fingers on that Uber Professional card, there are two straightforward methods to activate it:

First up, by the app:

  • Open the Uber app and go to the Pockets tab.
  • Search for the “Your card is on the way in which!” banner and faucet on “Activate Card.” Should you can’t discover the banner, merely swipe it to the left.
  • Use your telephone’s digicam to scan the QR code that got here with the flyer you obtained alongside along with your Uber Professional Card.
  • Set your PIN, and also you’re good to go.

However if you happen to occur to misplace the flyer with the QR code, you may nonetheless activate your card over the telephone. Simply name our devoted cardholder assist line at +1 833-994-0430, and so they’ll help you with the activation course of.

Easy methods to cancel the Uber Professional card?

You’ll have to contact Uber’s assist crew to cancel your card. 

You may as well take into account disabling automated payouts in your card as a substitute of deleting it fully. 

Disabling automated funds will default your Uber payouts again to the Uber Driver app and let you hold your Uber Professional Card account energetic.

In case you are on this choice: 

  • Navigate to the Pockets tab in your Uber Drivers app and faucet on Fee Strategies.
  • Faucet on Uber Professional Card.
  • Faucet Pause Computerized Payouts.

If the Uber Professional card isn’t chopping it for you, take into account an amazing cashback bank card just like the Amex Blue Money Most well-liked. This bank card will provide you with 6% cashback on groceries and streaming subscriptions, 3% again on transit and gasoline, and 1% cashback on some other purchases.

Is Department a Financial institution?

Department isn’t a financial institution. It’s a monetary expertise firm that has partnered with Evolve Financial institution & Belief, a member of the FDIC, to offer banking providers.

Does the Uber Professional card require a credit score verify?

No. As with every debit card, there’s no credit score rating verify. 

Any Uber driver with an Uber Professional standing can apply, and the approval course of is normally tremendous fast, typically inside minutes. 

Simply remember that you’ll have to undergo an ID verification course of to qualify for the cardboard.

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